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Grace Baptist Association

Charity rating & review

82/100 Clarity Score · 3 stars · Charity Commission filings · How we score

Verified · Charity Commission data
82 /100

Clarity score

Good

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Is Grace Baptist Association a good charity?

Grace Baptist Association scores 82/100 (Good) on our Clarity Score, with 82% of spending going to charitable activities and accounts up to date. This reflects financial transparency and stewardship from Charity Commission filings — not the real-world impact of its programmes. See the full breakdown.

London · UK-wide · N7 8AZ Reg 276352 Registered charity Official website Charity Commission register

Mission

Grace Baptist Association is a registered charity (no. 276352) working in religion across the United Kingdom. Its latest Charity Commission filing directs 82% of spending to charitable activities, holding roughly 171 months of reserves, and files its annual accounts on time. Reported income has been declining over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

In short: Grace Baptist Association scores 82 out of 100 (3 stars). 82% average program spend (3-year average). Review the pillar breakdown below.

Overview

Grace Baptist Association has a Clarity Score of 82 out of 100 on CharityCompare (3 stars, Good). Charity Commission registration number 276352. Status: Registered. Primary cause area: Religion. Latest accounts year 2020: total income £358k, with 82% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 171 months of operating costs. 2 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

82/100

3★ · Good

Cause spend

82%

3-yr avg · charitable activities

Accountability

93/100

Finance beacon

Income

£358k

Latest year 2020

Reserves

171 mo

Months of running costs

Accounts filing

On time

Charity Commission

£106.7 raised per £1 fundraising (3-yr avg) · 2% overhead · Website on register · Confidence: high

How Grace Baptist Association compares

Clarity Score benchmarked against similar UK charities — higher is better.

Income band (£100k–£500k)82 vs 77 avg

Ranks higher than 62% of 2,492 charities in its income band.

Religion charities82 vs 77 avg

Ranks higher than 62% of 379 charities in this cause.

Data & confidence

Source
Charity Commission (E&W)
Accounts year
2020
Filing date
2026-06-24 00:00:00.0000000
Profile reviewed
2026-06-25

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.

Contains public sector information licensed under the Open Government Licence v3.0. Source: Charity Commission for England and Wales . Open Government Licence v3.0 .

Beacon report

Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

93/100

Accountability & Transparency metrics for Grace Baptist Association
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag).

100% 24 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

70% 7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Financial Health metrics for Grace Baptist Association
Metric Score Value
Reserves (months of cash)

3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts.

0% 171 months · 0/15 pts
Income stability / growth

Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts.

100% 10/10 pts · 3-year average
Liabilities to assets

Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts.

100% 0% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for Grace Baptist Association
Metric Score Value
Program expense ratio

≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts.

100% 82% · 10/10 pts (3-year average)
Fundraising efficiency

Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income).

100% 0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Community Support metrics for Grace Baptist Association
Metric Score Value
Volunteer-to-staff ratio

More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts.

100% 15 volunteers / 5 staff · 10/10 pts

How we calculate beacon scores →

Clarity Score

82/100 total · Good · 3 of 4 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

93/100
Accountability & Transparency
50/100
Financial Health
100/100
Financial Efficiency
100/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

93/100

Filing history (5 years)15/15 pts
Trustee oversight24 trustees · 15/15 pts
Declared policies7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Reserves (months of cash)171 months · 0/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets0% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio82% · 10/10 pts (3-year average)
Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Volunteer-to-staff ratio15 volunteers / 5 staff · 10/10 pts

Revenue & expenses

Latest filed year 2020 · Source: Charity Commission annual accounts

Grace Baptist Association revenue and expenses for 2020
Category Amount % of spend
Total income £358k
Total expenditure £530k
0%On charitable activities

Where the money goes

Latest accounts (2020) · £530k spent

  • Other spending100%

Trust indicators

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing 2026-06-24 00:00:00.0000000

  • Trustee board size (3–12)

    24 trustees on the Charity Commission register

  • Workforce on register

    5 employees · 15 volunteers (3:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 276352

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • MARGARET O'MARA
  • David Mortimer since 2013
  • Andrew James Wigham since 2016
  • Ryan Burton King since 2016
  • Adrian John Creedy since 2017
  • Peter Thomas Fuggle since 2019
  • Ben Owain Jones since 2019
  • JAMES DAVID SAYERS since 2020
  • Paul Jonathan Smith since 2020
  • Matthew Benton since 2024
  • Peter John Fearnley since 2024
  • Grayson Fuhrman since 2024
How we score charities +

The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15), income stability (10), liabilities to assets (5).

Financial Efficiency

Scored from filings

20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data.

Overall score

Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).

Five-year trends

£0k £500k £1000k £1500k £2000k 2020 2021 2022 2023 2024 Income 2020: £358k Spending 2020: £530k Cause spend 2020: £397k Income 2021: £542k Spending 2021: £616k Cause spend 2021: £600k Income 2022: £334k Spending 2022: £513k Cause spend 2022: £384k Income 2023: £1,624k Spending 2023: £536k Cause spend 2023: £514k Income 2024: £424k Spending 2024: £519k Cause spend 2024: £390k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Source: Charity Commission accounts

Key facts

Overall score
82/100 (3★)
Income
£358k
Cause spend
82% of expenditure
Reg number
276352
Scope
UK-wide
Reserves
171 months
Trustees
24
Accounts year
2020
Filing
up to date

Similar religion charities

Top-rated peers by CharityCompare score

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Red flags

Frequently asked questions

Common questions about Grace Baptist Association's rating, finances, and Charity Commission status.

What is Grace Baptist Association's charity rating? +

Grace Baptist Association scores 82 out of 100 on CharityCompare (3 stars — Good). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).

Is Grace Baptist Association a good charity to donate to? +

Grace Baptist Association scores 82 out of 100 (3 stars — Good) on CharityCompare's Clarity Score, our independent read of its Charity Commission filings. Around 82% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Grace Baptist Association a legitimate UK charity? +

Yes — Grace Baptist Association is registered with the Charity Commission for England and Wales under registration number 276352. You can verify the entry on the official register.

What is Grace Baptist Association's Charity Commission registration number? +

Grace Baptist Association's registration number is 276352. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/276352

How much income does Grace Baptist Association receive? +

Grace Baptist Association reported £358k total income in its 2020 accounts, based on Charity Commission filings. Five-year trend: declining.

What percentage of Grace Baptist Association's spending goes to charitable activities? +

Approximately 82% of total expenditure went to charitable activities in the latest filed year. Fundraising was 1% and combined overhead (fundraising plus governance) was 2%.

Are Grace Baptist Association's accounts up to date? +

Filing status: up to date (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.

Where is Grace Baptist Association based? +

Grace Baptist Association is listed at London · UK-wide · N7 8AZ and operates UK-wide, focused on religion.

How does CharityCompare score Grace Baptist Association? +

We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.

Does CharityCompare recommend donating to Grace Baptist Association? +

No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.

How can I compare Grace Baptist Association with other charities? +

Use our free compare tool to put Grace Baptist Association side-by-side with other UK charities on scores, finances, and filing status.