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SMALLWOOD TRUST

Charity rating & review

64/100 Clarity Score · 2 stars · Charity Commission filings · How we score

Verified · Charity Commission data
64 /100

Clarity score

Needs improvement

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Is SMALLWOOD TRUST a good charity?

SMALLWOOD TRUST scores 64/100 (Needs improvement) on our Clarity Score, with 97% of spending going to charitable activities and accounts up to date. This reflects financial transparency and stewardship from Charity Commission filings — not the real-world impact of its programmes. See the full breakdown.

London · UK-wide · WR14 1QQ Reg 205798 Registered charity Official website Charity Commission register

Mission

SMALLWOOD TRUST is a registered charity (no. 205798) working in education across the United Kingdom. Its latest Charity Commission filing directs 97% of spending to charitable activities, holding roughly 1 months of reserves, and files its annual accounts on time. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

In short: SMALLWOOD TRUST scores 64 out of 100 (2 stars). 97% average program spend (3-year average). Review the pillar breakdown below.

Overview

SMALLWOOD TRUST has a Clarity Score of 64 out of 100 on CharityCompare (2 stars, Needs improvement). Charity Commission registration number 205798. Status: Registered. Primary cause area: Education. Latest accounts year 2020: total income £3.7m, with 97% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 1 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

64/100

2★ · Needs improvement

Cause spend

97%

3-yr avg · charitable activities

Accountability

55/100

Finance beacon

Income

£3.7m

Latest year 2020

Reserves

1 mo

Months of running costs

Accounts filing

On time

Charity Commission

£23.1 raised per £1 fundraising (3-yr avg) · 4% overhead · Website on register · Confidence: high

How SMALLWOOD TRUST compares

Clarity Score benchmarked against similar UK charities — higher is better.

Income band (£1m–£5m)64 vs 77 avg

Ranks higher than 19% of 3,014 charities in its income band.

Education charities64 vs 80 avg

Ranks higher than 15% of 294 charities in this cause.

Data & confidence

Source
Charity Commission (E&W)
Accounts year
2020
Filing date
2026-06-24 00:00:00.0000000
Profile reviewed
2026-06-25

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.

Contains public sector information licensed under the Open Government Licence v3.0. Source: Charity Commission for England and Wales . Open Government Licence v3.0 .

Beacon report

Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

55/100

Accountability & Transparency metrics for SMALLWOOD TRUST
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag).

0% 1 trustees · 0/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

70% 7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

73/100

Financial Health metrics for SMALLWOOD TRUST
Metric Score Value
Reserves (months of cash)

3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts.

47% 1 months · 7/15 pts
Income stability / growth

Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts.

100% 10/10 pts · 3-year average
Liabilities to assets

Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts.

100% 7% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for SMALLWOOD TRUST
Metric Score Value
Program expense ratio

≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts.

100% 97% · 10/10 pts (3-year average)
Fundraising efficiency

Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income).

100% 6p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Community Support metrics for SMALLWOOD TRUST
Metric Score Value
Volunteer-to-staff ratio

More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts.

0% Not reported · 0/10 pts

How we calculate beacon scores →

Clarity Score

64/100 total · Needs improvement · 2 of 4 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

55/100
Accountability & Transparency
73/100
Financial Health
100/100
Financial Efficiency
0/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

55/100

Filing history (5 years)15/15 pts
Trustee oversight1 trustees · 0/15 pts
Declared policies7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

73/100

Reserves (months of cash)1 months · 7/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets7% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio97% · 10/10 pts (3-year average)
Fundraising efficiency6p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Volunteer-to-staff ratioNot reported · 0/10 pts

Revenue & expenses

Latest filed year 2020 · Source: Charity Commission annual accounts

SMALLWOOD TRUST revenue and expenses for 2020
Category Amount % of spend
Total income £3.7m
Total expenditure £5.1m
Charitable activities £5.0m 98%
Fundraising £107k 2%
Governance & admin £81k 2%
98%On charitable activities

Where the money goes

Latest accounts (2020) · £5.1m spent

  • Charitable activities98%
  • Fundraising2%
  • Governance2%

Trust indicators

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing 2026-06-24 00:00:00.0000000

  • Trustee board size (3–12)

    1 trustees on the Charity Commission register

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 205798

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • Smallwood Trust (Trustee) Limited since 2019
How we score charities +

The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15), income stability (10), liabilities to assets (5).

Financial Efficiency

Scored from filings

20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data.

Overall score

Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).

Five-year trends

£0k £1400k £2800k £4200k £5600k 2020 2021 2022 2023 2024 Income 2020: £3,730k Spending 2020: £5,140k Cause spend 2020: £5,033k Income 2021: £2,088k Spending 2021: £4,189k Cause spend 2021: £4,079k Income 2022: £1,260k Spending 2022: £3,063k Cause spend 2022: £2,937k Income 2023: £2,071k Spending 2023: £3,871k Cause spend 2023: £3,781k Income 2024: £3,731k Spending 2024: £5,316k Cause spend 2024: £5,225k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Source: Charity Commission accounts

Key facts

Overall score
64/100 (2★)
Income
£3.7m
Cause spend
97% of expenditure
Reg number
205798
Scope
UK-wide
Reserves
1 months
Trustees
1
Accounts year
2020
Filing
up to date

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Red flags

Frequently asked questions

Common questions about SMALLWOOD TRUST's rating, finances, and Charity Commission status.

What is SMALLWOOD TRUST's charity rating? +

SMALLWOOD TRUST scores 64 out of 100 on CharityCompare (2 stars — Needs improvement). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).

Is SMALLWOOD TRUST a good charity to donate to? +

SMALLWOOD TRUST scores 64 out of 100 (2 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its Charity Commission filings. Around 97% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is SMALLWOOD TRUST a legitimate UK charity? +

Yes — SMALLWOOD TRUST is registered with the Charity Commission for England and Wales under registration number 205798. You can verify the entry on the official register.

What is SMALLWOOD TRUST's Charity Commission registration number? +

SMALLWOOD TRUST's registration number is 205798. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/205798

How much income does SMALLWOOD TRUST receive? +

SMALLWOOD TRUST reported £3.7m total income in its 2020 accounts, based on Charity Commission filings. Five-year trend: stable.

What percentage of SMALLWOOD TRUST's spending goes to charitable activities? +

Approximately 97% of total expenditure went to charitable activities in the latest filed year. Fundraising was 3% and combined overhead (fundraising plus governance) was 4%.

Are SMALLWOOD TRUST's accounts up to date? +

Filing status: up to date (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.

Where is SMALLWOOD TRUST based? +

SMALLWOOD TRUST is listed at London · UK-wide · WR14 1QQ and operates UK-wide, focused on education.

How does CharityCompare score SMALLWOOD TRUST? +

We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.

Does CharityCompare recommend donating to SMALLWOOD TRUST? +

No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.

How can I compare SMALLWOOD TRUST with other charities? +

Use our free compare tool to put SMALLWOOD TRUST side-by-side with other UK charities on scores, finances, and filing status.