Animals · Reg 266982
THE ROYAL NAVAL ASSOCIATION
Charity rating & review
82/100 Clarity Score · 3 stars · Charity Commission filings · How we score
Clarity score
Good
Is THE ROYAL NAVAL ASSOCIATION a good charity?
THE ROYAL NAVAL ASSOCIATION scores 82/100 (Good) on our Clarity Score, with 89% of spending going to charitable activities and accounts up to date. This reflects financial transparency and stewardship from Charity Commission filings — not the real-world impact of its programmes. See the full breakdown.
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Mission
THE ROYAL NAVAL ASSOCIATION is a registered charity (no. 266982) working in animals across the United Kingdom. Its latest Charity Commission filing directs 89% of spending to charitable activities, holding roughly 31 months of reserves, and files its annual accounts on time. Reported income has been declining over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.
In short: THE ROYAL NAVAL ASSOCIATION scores 82 out of 100 (3 stars). 89% average program spend (3-year average). Filings are up to date with no major concerns.
Overview
THE ROYAL NAVAL ASSOCIATION has a Clarity Score of 82 out of 100 on CharityCompare (3 stars, Good). Charity Commission registration number 266982. Status: Registered. Primary cause area: Animals. Latest accounts year 2020: total income £325k, with 89% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 31 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.
Data from Charity Commission register, last updated .
Overall score
82/100
3★ · Good
Cause spend
89%
3-yr avg · charitable activities
Accountability
93/100
Finance beacon
Income
£325k
Latest year 2020
Reserves
31 mo
Months of running costs
Accounts filing
On time
Charity Commission
£25.7 raised per £1 fundraising (3-yr avg) · 7% overhead · Website on register · Confidence: high
How THE ROYAL NAVAL ASSOCIATION compares
Clarity Score benchmarked against similar UK charities — higher is better.
Ranks higher than 62% of 2,492 charities in its income band.
Ranks higher than 64% of 2,982 charities in this cause.
Data & confidence
- Source
- Charity Commission (E&W)
- Accounts year
- 2020
- Filing date
- 2026-06-24 00:00:00.0000000
- Profile reviewed
- 2026-06-25
High confidence — complete filing data
Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.
Contains public sector information licensed under the Open Government Licence v3.0. Source: Charity Commission for England and Wales . Open Government Licence v3.0 .
Beacon report
Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
93/100
| Metric | Score | Value |
|---|---|---|
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag). | 100% | 17 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts |
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
50/100
| Metric | Score | Value |
|---|---|---|
| Reserves (months of cash) 3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts. | 0% | 31 months · 0/15 pts |
| Income stability / growth Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts. | 100% | 10/10 pts · 3-year average |
| Liabilities to assets Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts. | 100% | 10% · 5/5 pts |
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
| Metric | Score | Value |
|---|---|---|
| Program expense ratio ≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts. | 100% | 89% · 10/10 pts (3-year average) |
| Fundraising efficiency Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income). | 100% | 3p per £1 income · 10/10 pts (3-year average) |
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
100/100
| Metric | Score | Value |
|---|---|---|
| Volunteer-to-staff ratio More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts. | 100% | 1,750 volunteers / 12 staff · 10/10 pts |
Clarity Score
82/100 total · Good · 3 of 4 stars
Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
93/100
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
50/100
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
100/100
Revenue & expenses
Latest filed year 2020 · Source: Charity Commission annual accounts
| Category | Amount | % of spend |
|---|---|---|
| Total income | £325k | — |
| Total expenditure | £303k | — |
Where the money goes
Latest accounts (2020) · £303k spent
- Other spending100% · £303k
Trust indicators
Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.
-
Accounts filed on time
up to date · last filing 2026-06-24 00:00:00.0000000
-
Trustee board size (3–12)
17 trustees on the Charity Commission register
-
Workforce on register
12 employees · 1,750 volunteers (146:1 volunteer-to-staff)
Fundraising Regulator
Not listed as member
Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.
Check Fundraising Regulator →Official register
Reg 266982
Full trustee list, accounts, and regulatory history on the Charity Commission.
View on Charity Commission →Trustees & officers
- STANLEY KEITH RIDLEY MBE since 2012
- Mary Marguarita Lock MBE since 2013
- James Mark Slawson OBE since 2014
- Paul Stephenson since 2015
- Vice Admiral Duncan Laurence Potts CB Chair · since 2021
- Lance Higgon-Young since 2021
- Warwick Ian Belfitt since 2022
- Peter James Chivers since 2022
- Roslyn Hastie-Murray since 2022
- Stephen John Elliot since 2022
- Claire Louise Robson since 2021
- Andrew Christie since 2023
How we score charities +
The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.
Accountability & Transparency
Scored from filings
40 points — filing history (15), trustee oversight (15), declared policies (10).
Financial Health
Scored from filings
30 points — reserves (15), income stability (10), liabilities to assets (5).
Financial Efficiency
Scored from filings
20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.
Community Support
Scored from filings
10 points — volunteer-to-staff ratio from Charity Commission workforce data.
Overall score
Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).
Five-year trends
- Income
- Spending
- Cause spend
Values in £ thousands · Source: Charity Commission accounts
Key facts
- Overall score
- 82/100 (3★)
- Income
- £325k
- Cause spend
- 89% of expenditure
- Reg number
- 266982
- Scope
- UK-wide
- Reserves
- 31 months
- Trustees
- 17
- Accounts year
- 2020
- Filing
- up to date
Compare & explore
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Frequently asked questions
Common questions about THE ROYAL NAVAL ASSOCIATION's rating, finances, and Charity Commission status.
What is THE ROYAL NAVAL ASSOCIATION's charity rating? +
THE ROYAL NAVAL ASSOCIATION scores 82 out of 100 on CharityCompare (3 stars — Good). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).
Is THE ROYAL NAVAL ASSOCIATION a good charity to donate to? +
THE ROYAL NAVAL ASSOCIATION scores 82 out of 100 (3 stars — Good) on CharityCompare's Clarity Score, our independent read of its Charity Commission filings. Around 89% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.
Is THE ROYAL NAVAL ASSOCIATION a legitimate UK charity? +
Yes — THE ROYAL NAVAL ASSOCIATION is registered with the Charity Commission for England and Wales under registration number 266982. You can verify the entry on the official register.
What is THE ROYAL NAVAL ASSOCIATION's Charity Commission registration number? +
THE ROYAL NAVAL ASSOCIATION's registration number is 266982. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/266982
How much income does THE ROYAL NAVAL ASSOCIATION receive? +
THE ROYAL NAVAL ASSOCIATION reported £325k total income in its 2020 accounts, based on Charity Commission filings. Five-year trend: declining.
What percentage of THE ROYAL NAVAL ASSOCIATION's spending goes to charitable activities? +
Approximately 89% of total expenditure went to charitable activities in the latest filed year. Fundraising was 3% and combined overhead (fundraising plus governance) was 7%.
Are THE ROYAL NAVAL ASSOCIATION's accounts up to date? +
Filing status: up to date (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.
Where is THE ROYAL NAVAL ASSOCIATION based? +
THE ROYAL NAVAL ASSOCIATION is listed at Portsmouth · UK-wide · PO1 3LU and operates UK-wide, focused on animals.
How does CharityCompare score THE ROYAL NAVAL ASSOCIATION? +
We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.
Does CharityCompare recommend donating to THE ROYAL NAVAL ASSOCIATION? +
No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.
How can I compare THE ROYAL NAVAL ASSOCIATION with other charities? +
Use our free compare tool to put THE ROYAL NAVAL ASSOCIATION side-by-side with other UK charities on scores, finances, and filing status.