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THE UNION JACK CLUB

Charity rating & review

87/100 Clarity Score · 3 stars · Charity Commission filings · How we score

Verified · Charity Commission data
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87 /100

Clarity score

Good

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Is THE UNION JACK CLUB a good charity?

THE UNION JACK CLUB scores 87/100 (Good) on our Clarity Score, with 88% of spending going to charitable activities and accounts up to date. This reflects financial transparency and stewardship from Charity Commission filings — not the real-world impact of its programmes. See the full breakdown.

London · UK-wide · SE1 8UJ Reg 208731 Registered charity Official website Charity Commission register

Mission

THE UNION JACK CLUB is a registered charity (no. 208731) working in cancer across the United Kingdom. Its latest Charity Commission filing directs 88% of spending to charitable activities, holding roughly 8 months of reserves, and files its annual accounts on time. Reported income has been declining over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

In short: THE UNION JACK CLUB scores 87 out of 100 (3 stars). 88% average program spend (3-year average). Filings are up to date with no major concerns.

Overview

THE UNION JACK CLUB has a Clarity Score of 87 out of 100 on CharityCompare (3 stars, Good). Charity Commission registration number 208731. Status: Registered. Primary cause area: Cancer. Latest accounts year 2020: total income £4.5m, with 88% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 8 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

87/100

3★ · Good

Cause spend

88%

3-yr avg · charitable activities

Accountability

93/100

Finance beacon

Income

£4.5m

Latest year 2020

Reserves

8 mo

Months of running costs

Accounts filing

On time

Charity Commission

£9.6 raised per £1 fundraising (3-yr avg) · 14% overhead · Website on register · Confidence: high

How THE UNION JACK CLUB compares

Clarity Score benchmarked against similar UK charities — higher is better.

Income band (£1m–£5m)87 vs 77 avg

Ranks higher than 75% of 3,014 charities in its income band.

Cancer charities87 vs 77 avg

Ranks higher than 79% of 62 charities in this cause.

Data & confidence

Source
Charity Commission (E&W)
Accounts year
2020
Filing date
2026-06-24 00:00:00.0000000
Profile reviewed
2026-06-25

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.

Contains public sector information licensed under the Open Government Licence v3.0. Source: Charity Commission for England and Wales . Open Government Licence v3.0 .

Beacon report

Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

93/100

Accountability & Transparency metrics for THE UNION JACK CLUB
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag).

100% 11 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

70% 7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

100/100

Financial Health metrics for THE UNION JACK CLUB
Metric Score Value
Reserves (months of cash)

3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts.

100% 8 months · 15/15 pts
Income stability / growth

Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts.

100% 10/10 pts · 3-year average
Liabilities to assets

Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts.

100% 16% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for THE UNION JACK CLUB
Metric Score Value
Program expense ratio

≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts.

100% 88% · 10/10 pts (3-year average)
Fundraising efficiency

Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income).

100% 10p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Community Support metrics for THE UNION JACK CLUB
Metric Score Value
Volunteer-to-staff ratio

More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts.

0% Not reported · 0/10 pts

How we calculate beacon scores →

Clarity Score

87/100 total · Good · 3 of 4 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

93/100
Accountability & Transparency
100/100
Financial Health
100/100
Financial Efficiency
0/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

93/100

Filing history (5 years)15/15 pts
Trustee oversight11 trustees · 15/15 pts
Declared policies7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

100/100

Reserves (months of cash)8 months · 15/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets16% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio88% · 10/10 pts (3-year average)
Fundraising efficiency10p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Volunteer-to-staff ratioNot reported · 0/10 pts

Revenue & expenses

Latest filed year 2020 · Source: Charity Commission annual accounts

THE UNION JACK CLUB revenue and expenses for 2020
Category Amount % of spend
Total income £4.5m
Total expenditure £6.2m
Charitable activities £5.8m 94%
Fundraising £334k 5%
94%On charitable activities

Where the money goes

Latest accounts (2020) · £6.2m spent

  • Charitable activities94%
  • Fundraising5%
  • Other spending1%

Trust indicators

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing 2026-06-24 00:00:00.0000000

  • Trustee board size (3–12)

    11 trustees on the Charity Commission register

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 208731

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • DAVID EDWARD PETER ALBERT
  • PETER E DAVIDSON
  • RACHEL GARSIDE
  • JAMES EDWARD LINTER OBE since 2015
  • Vice Admiral Sir David George Steel KBE DL Chair · since 2017
  • James Stopford CBE since 2020
  • Christopher Charles Tite since 2023
  • Rear Admiral Steven Dainton since 2023
  • Catherine Coton CBE MA since 2024
  • Ben Wylie since 2024
  • Richard Smith since 2024
How we score charities +

The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15), income stability (10), liabilities to assets (5).

Financial Efficiency

Scored from filings

20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data.

Overall score

Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).

Five-year trends

£0k £3200k £6400k £9600k £12800k 2020 2021 2022 2023 2024 Income 2020: £4,487k Spending 2020: £6,171k Cause spend 2020: £5,790k Income 2021: £5,820k Spending 2021: £6,098k Cause spend 2021: £5,514k Income 2022: £10,272k Spending 2022: £8,794k Cause spend 2022: £7,722k Income 2023: £12,572k Spending 2023: £10,405k Cause spend 2023: £9,153k Income 2024: £12,475k Spending 2024: £11,124k Cause spend 2024: £9,758k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Source: Charity Commission accounts

Key facts

Overall score
87/100 (3★)
Income
£4.5m
Cause spend
88% of expenditure
Reg number
208731
Scope
UK-wide
Reserves
8 months
Trustees
11
Accounts year
2020
Filing
up to date

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Frequently asked questions

Common questions about THE UNION JACK CLUB's rating, finances, and Charity Commission status.

What is THE UNION JACK CLUB's charity rating? +

THE UNION JACK CLUB scores 87 out of 100 on CharityCompare (3 stars — Good). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).

Is THE UNION JACK CLUB a good charity to donate to? +

THE UNION JACK CLUB scores 87 out of 100 (3 stars — Good) on CharityCompare's Clarity Score, our independent read of its Charity Commission filings. Around 88% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is THE UNION JACK CLUB a legitimate UK charity? +

Yes — THE UNION JACK CLUB is registered with the Charity Commission for England and Wales under registration number 208731. You can verify the entry on the official register.

What is THE UNION JACK CLUB's Charity Commission registration number? +

THE UNION JACK CLUB's registration number is 208731. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/208731

How much income does THE UNION JACK CLUB receive? +

THE UNION JACK CLUB reported £4.5m total income in its 2020 accounts, based on Charity Commission filings. Five-year trend: declining.

What percentage of THE UNION JACK CLUB's spending goes to charitable activities? +

Approximately 88% of total expenditure went to charitable activities in the latest filed year. Fundraising was 12% and combined overhead (fundraising plus governance) was 14%.

Are THE UNION JACK CLUB's accounts up to date? +

Filing status: up to date (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.

Where is THE UNION JACK CLUB based? +

THE UNION JACK CLUB is listed at London · UK-wide · SE1 8UJ and operates UK-wide, focused on cancer.

How does CharityCompare score THE UNION JACK CLUB? +

We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.

Does CharityCompare recommend donating to THE UNION JACK CLUB? +

No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.

How can I compare THE UNION JACK CLUB with other charities? +

Use our free compare tool to put THE UNION JACK CLUB side-by-side with other UK charities on scores, finances, and filing status.